Attention Massachusetts residents and car owners! We MA Insurance agents at Encharter Insurance know how much you like catching up with us every once in a while, but you’re busy people! Running around, going about your lives does not leave much time to let us help you walk through the quoting process for your [...]
Archive > July 2011
Massachusetts Insurance for your Boat and its Operators
Owning a boat is a big responsibility but, you probably already knew that. Did you also know that when you have people driving your boat, they should be listed as operators on your Massachusetts Boat Insurance policy? If they aren’t, there is a good chance that if there is an accident or a loss, of [...]
The Right to Repair Bill (it may affect your MA Insurance)
Have you ever had to repair your car with a dealer even though you wanted to have it repaired by an independent local mechanic? Well, that may change in the near future. In the world we live in today, our brains are programmed to desire the latest and the greatest of everything, including technology in [...]
Am I Covered with MA Auto Insurance if A Deer Hits my Car?
We’ve all been there – driving down a dark road or highway, wooded areas on the side and a glimpse of movement in your peripheral vision – odds are, it was a deer that was startled by the sound of your car or something else over there, in the dark. If they shoot back into [...]
Why Partner with your local Reading Insurance agent? From the desk of EncharterCEO
Growing up surrounded by entrepreneurs, my grandfather, a short order cook and owner of a local diner, my father, owner of his handyman business and the family business, was printing, I was taught that “No man is an island!” My grandfather would often recall how, when he was young, “Business people would stick together. Everyone in [...]
Does my Massachusetts Home Insurance cover Damage from my Neighbor’s Tree?
On those mornings after a terrible storm the night before, when you cant help but survey your yard to make sure that no major branches or power lines have fallen in or around your home – what do you do if a neighbor’s tree has fallen onto your property?? Is it something that your neighbor [...]
Why did my Massachusetts Home Insurance increase at Renewal?
First things first, some people do not realize that their Massachusetts Home Insurance insures the replacement value of their home, not the market or assessed value. The market value of homes is always changing, right now real estate prices are down in many markets, and because they fluctuate so much, it would be difficult to [...]

