I envy those of you who have a furry friend as another member of your family. My golden retriever was one of the best Christmas presents I ever received, especially at 8 years old. After all, dogs are known as “man’s best friend,” or in my case at that time, “girl’s best friend!” From an insurance standpoint, however, dogs can be an added liability. For example, Amherst’s conservation board will be holding a meeting on October 26 about the town leash law changes. There are still two areas of Amherst which allow dogs to run without a leash, and some people are considering this unsafe.
In most cases, your MA Homeowner’s Insurance policy should cover liability due to dog bites. The exception is if your policy has an animal bite liability exclusion. To be on the safe side, it is a good idea to look into some extra coverage for Fido. A Massachusetts Umbrella policy has extra liability coverage in case you get in trouble with a dog bite incident.
Additionally under your Umbrella Insurance policy, you will be covered in the case of bodily injury or property damage to others, as well as a cushion in the scenario that you exceed your liability coverage under other policies. To find out whether or not your current Homeowner’s Insurance policy covers dog bite liability, or to seek extra coverage through an Umbrella policy, seek the expertise of an Encharter Insurance agent today!
Photo: bestbullysticks.com
No Comments on "A MA Umbrella Insurance Policy Covers You and Your Furry Friend!"