Right now the topic on everyone’s minds and all over the news is, “where do we put all this snow!”. While most people tend to “live in the moment” this is only half of the equation, people should start worrying about where all the snow is going to go after temperatures rise. Flooding can be an extremely costly situation, and is much more common in today’s society due to over-development by construction companies. Flooding does not just happen from an immense amount of rain fall, but many will probably incur this issue this spring due to a massive amount of melting snow! Many of you may think this may be wishful thinking “snow melting, no way” at this time of the year, but trust me spring is just around the corner.
Flooding is caused for many different reasons, one major reason is deforestation. Deforestation is basically a cause because due to the lack of trees in certain areas there is not as much vegetation to soak up the water which can cause flooding. Also another leading cause is blockage of public water drains, which is a common case when the snow settles over the drain and is not cleared properly. In most case scenarios your house was either built in a poor area (such as soft-soil), or due to shifting soil or poor construction you foundation has obtained some cracks in it.
Some preventative steps to avoid flooding at your household are:
- Make sure that the landscape surrounding your house is graded properly to make the water drain away from your home.
- Also you should have a plumber check your pipes to make sure there are not any cracked or rotted pipes that need replacing.
- A more costly but very preventive step is to build a retaining wall so that way the water will flow away from your house.
- Lastly, you want to make sure that you and your family are covered in case of a flood by obtaining Flood Insurance and MA homeowner’s insurance. You want to make sure to obtain these policies as soon as possible because many flood insurance policies take 30 days to start coverage.
Contact your local Encharter Insurance agent today to make sure you are covered. You can also visit our website at www.encharter.com or just call 888-865-1244.
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