We all know the classic phrase “April showers bring May flowers,” that helps us cope with the vast amount of rain we can expect in April. Unfortunately, the rain can get to be a bit much. All too often do we watch the weather and see “Flood warning.”
But what does a flood warning mean? They range from minor to major, but should we just expect a flood every time in rains? Western Massachusetts’ WWLP helps explain flood warnings a little bit. Minor flooding is typical for spring rains; while major flooding can threaten lives and cause significant property damage.
Property damage is of vital concern for people who live in at risk are. Massachusetts flood insurance is definitely something that should be taken into account. The Oxbow region of Northampton, as WWLP points out, is frequently at risk for flooding, but it can occur throughout Massachusetts.
Adding flood insurance on top of your Massachusetts home insurance is something to do preemptively. It’s pointless to look into it after your basement has two feet of water in it, there’s usually a 30 day waiting period.
Moreover, rain and floods can affect your cars. Driving on wet roads makes it more likely for an accident to occur. Preemptively reviewing your Massachusetts auto insurance is good practice as well. Looking over your policy and familiarizing yourself with it after an accident won’t do you much good. You can have coverage for this through your comprehensive coverage but, its important to obtain this coverage beforehand.
As we smell spring in the air, we know trees will be in full bloom in just a couple weeks. Enjoy the weather, but watch out for that rain!
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